finance

In this edition of the Ericaism, Erica Campbell talks about the difference between faith and foolishness. She says when in pursuits of our goals, we have to remember that it’s our responsibility to finance our dreams.  While it’s important to have faith, it’s also important to be realistic. She outlines the importance of business plans, […]

Starting a business takes a lot of prayer, planning, confidence, and, most important, money. Some entrepreneurs have been able to start from literally nothing and build empires from the ground up. Others have come out of the gate looking for, and securing, small business loans to assist with the expenses associated with starting their own […]

Did you know that four out of five black households have no retirement savings? Financial guru Deborah Owens says it was dire statistics like that encouraged her…

Maintaining great credit is a key to financial freedom. Many of us become entrenched in credit card debt because we do not stay ahead of…

Pioneering sculptor Isaac Scott Hathaway (pictured) was chosen as the first African American to design a U.S. Mint coin on this day 66 years ago.…

The purpose of this budget is to come up with a system to govern everyday spending. If nothing else, remember this one simple budgeting rule:…

Are you searching for some residual income ideas? Perhaps you are looking for ways to earn a second income or generate enough money for retirement.…

Interviews with employers who make counteroffers, and employees who accept them, have shown that as tempting as they may be, acceptance may cause career suicide.Any…

There are lots of ways that you can help your family succeed and that you will be able to show your family that you have the time for them. One of the things you can do is start a home business that will be the best for you, and your family. Working from home means […]

There are a number of reasons that explain the recent trend towards moms choosing to operate a home business, many of which are discussed throughout this article. In particular, the opportunity to be your own boss presents many lifestyle benefits such as more time and flexibility to improve work and balance life, While high income […]